Depending on the property and location, we can also provide information about other environmental assessments.Select an inspector and arrange for inspection.In order to ensure your safety and the value of your investment, it is important to have the proper personnel thoroughly inspect the house after the offer and loan terms have been finalized. Give your loan officer a copy of the contract and apply for the loan.All documents will be sent to the title company where a file will be opened, title commitment and property tax information ordered.If negotiations are necessary, we will work to ensure that you and the seller agree on all terms.We will go through the contract with you and complete your offer.It is imperative that you carefully review the contract and clarify any aspects that are not clear to you prior to offering. If the seller accepts the offer, it becomes a binding contract.

With your input, we will draft a written offer that outlines the price as well as the responsibilities of both parties in preparation for the transaction. Once we have found the home of your dreams, we will help you determine an appropriate offer price by reviewing market trends and similar home sales.

Always be candidвЂ“it will help us understand your particular needs.

When possible, all decision-makers should visit the various homes.

When we find homes that meet your criteria, we can review them and schedule a tour at your convenience. With your specifications in mind, we will use our resources to scout the marketplace on your behalf.

Learn about the many loans available to buyers in todayвЂ™s market.

Obtain a вЂњTruth in LendingвЂќ letter explaining the costs of borrowing money.

Sharing income and financial information will give you a price range for which you are qualified. You may want to prioritize what specifications you are looking for in a new home to offer some flexibility when scouting for houses.ДЇirst, fill out a loan application and meet with a loan officer.

Once you share these details with us, we can offer feedback and advice to help develop a plan and goal moving forward. Have fun with this! Have you always wanted a wood fireplace? Is a large yard important to you? We recommend imagining your dream home, while also taking into account your financial considerations. Some of these stages may seem confusing, but remember, we are here to answer any questions.Д«efore the search begins, itвЂ™s a good idea to define what type of house, neighborhood, and location best suits your needs and lifestyle. We have the resources to guide you through the home finding process, providing you with everything from detailed property searches to neighborhood information.Д«elow, we have included a general step-by-step list to help explain the home buying process. To begin with, we believe that the more informed you are, the better your experience will be. Not sure what youвЂ™re looking for? Our detailed understanding of market trends, local neighborhoods, and financial tidbits allows us to give sound, proven advice to match you with your ideal house. Throughout each important stage, we will help you navigate the ever-changing housing market and lead you to your dream home. For this very reason, we are here to assist you each step of the way.

Whether you are a first-time home buyer or a seasoned expert, purchasing a home can be a complex process.

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